How to get in contact
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CloseToPay Group on LinkedIn
Management Consultant & Innovative Payments Strategy Advisor
Successful track record in Electronic Payment Systems business, for more than two decades I’m committed to conceiving new business models and innovative products/services.
Thanks to my own long term vision I’m able to achieve excellent goals with wide margins ahead of the market and by anticipating competition.
In several companies leader in e-Payments arena, I led complex projects in Italy and around the Europe ranging in SEPA, e-Commerce, Mobile Payments, Cross Border Acquiring and Loyalty Schemes.
Experienced in market analysis and great expert in European regulatory for SEPA (PSD, e-Money Directive, etc.), since 2003, I work as a free lance Senior Management Consultant and Innovative Payments Strategy Advisor, by dealing with a strategic consultancy offering for banking institute and new-comers who want to compete in the Retail Payment Services and Mobile Payment market as Payment Institutions, EMIs, Issuers/Acquirers or processors.
I advise several companies in Italy, by helping them to assess the right business model for an m-Payment proposition or new services/products.
Since 2009, as a member of AITI (the Italian EACT – European Association of Corporate Treasures) in the Payment Commission, I’m responsible for Innovative Payments (Card Payments, e/m-Payments).
Since 2011, I’m also associate member of EPC (European Payments Council) – CSG (Cards Stakeholder Group).
Moreover, since 2008 I’m advisor of Politecnico di Milano at “Mobile Payment & Commerce” Observatory. I’m also an occasional lecturer at University of Salerno (e/m-Payment master).
I attend and often organise in quality of Chairman and/or Keynote Speaker many events like seminar, workshop, mastercourse, organized in collaboration with the main sector companies, such as: IIR Istituto Internazionale di Ricerca, Osservatori Digital Innovations, Business International, ABI Formazione, Innovability.
I’m an influential Italian opinion leader on e/m-Payment business topics.
I’m also columnist for Italian magazines focused on new payment/retail payment business ( AziendaBanca, Bancamatica, AltroConsumo, CorCom, …) and scientific writer for SoM School of Management Politecnico Milano (Digital Innovation Observatory).
In March 2008, I created and launched CloseToPay (www.closetopay.com) the first Italian blog fully committed on the e/m-Payments knowledge transfer, pursuing the goal to bridge the gap between user and providers of Electronic Payment Services.
In July 2013, with ICT&Strategy, the most innovative Italian media company in the B2B market, I conceived and launched PagamentiDigitali.it (www.pagamentidigitali.it), a virtual space of updated news and debates among independent analysts and experts, letting users understand the various issues concerning Italian online payment market . For PagamentiDigitali.it I’m the editor-in-chief.
How can I help you
A consultancy proposal by Roberto Garavaglia
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