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About: Roberto Garavaglia

Sito web
http://www.closetopay.com
Dettagli
[ IT ] Consulente in ambito Sistemi di Pagamento Elettronico e Monetica, da oltre una ventina di anni sono impegnato sul fronte dell’ideazione di nuovi modelli di business e di prodotti innovativi. Per aziende leader nel settore e-Payments, ho condotto progetti di grande rilievo ed a respiro internazionale in ambito SEPA, e-Commerce, Mobile Payments, Cross Border Acquiring, Loyalty Schemas. Dal 2003 opero come libero professionista coniugando i miei impegni di consulente direzionale, con attività di divulgazione scientifica e di docenza (imprese, università) relative alla Monetica tradizionale ed a Valore Aggiunto, partecipando anche come keynote speaker e chairman a convegni, seminari, workshop, e contribuendo con la stesura di innumerevoli articoli apparsi per le principali riviste di settore. Nel 2007, ho ideato il concept “PAGAMENTI 2.0”, declinazione di un nuovo servizio di Pagamenti Elettronici lungo gli scenari socio-economici emergenti delle architetture partecipative, definendo il ruolo del “Payment Services Consumer”. Nel Marzo del 2008 ho progettato ed avviato il blog www.closetopay.com, la prima iniziativa tesa a diffondere cultura nei settori e-Payment/m-Payment. Sono Associate Member dell’EPC (European Payments Council) – CSG (Cards Stakeholder Group) dal 2011. Membro AITI (Associazione Italiana Tesorieri d’Impresa), dal 2009 mi occupo in Commissione Pagamenti di Cards & Innovative Payments. Nel luglio 2013, insieme ad ICT&Strategy, avvio PagamentiDigitali.it, un nuovo progetto editoriale online, di cui sono responsabile editoriale, dedicato al tema dell’innovazione nel mondo dei pagamenti. Dal 2008 collaboro con il Politecnico di Milano - Osservatorio Mobile Payment & Commerce, contribuendo all’analisi delle opportunità di business offerte dalla normativa in ambito Mobile Payment. Esperto analista di mercato, attento conoscitore dell’evoluzione del quadro normativo Europeo in ambito SEPA (PSD, PSD2, EMD, EMD2, Payment Institutions e nuovi IMEL), offro la mia esperienza in chiave strategica consulenziale per nuovi entranti e banche che vogliono competere nel mercato dei Servizi di Pagamento elettronico e in mobilità. [ ENG ] Successful track record in Electronic Payment Systems business, for more than two decades I'm committed to conceiving new business models and innovative products/services. Thanks to my own long term vision I'm able to achieve excellent goals with wide margins ahead of the market and by anticipating competition. In several companies leader in e-Payments arena, I led complex projects in Italy and around the Europe ranging in SEPA, e-Commerce, Mobile Payments, Cross Border Acquiring and Loyalty Schemes. Experienced in market analysis and great expert in European regulatory for SEPA (PSD, e-Money Directive, etc.), since 2003, I work as a free lance Senior Management Consultant and Innovative Payments Strategy Advisor, by dealing with a strategic consultancy offering for banking institute and new-comers who want to compete in the Retail Payment Services and Mobile Payment market as Payment Institutions, EMIs, Issuers/Acquirers or processors. I advise several companies in Italy, by helping them to assess the right business model for an m-Payment proposition or new services/products. Since 2009, as a member of AITI (the Italian EACT – European Association of Corporate Treasures) in the Payment Commission, I'm responsible for Innovative Payments (Card Payments, e/m-Payments). Since 2011, I'm also associate member of EPC (European Payments Council) - CSG (Cards Stakeholder Group). Moreover, since 2008 I'm advisor of Politecnico di Milano at "Mobile Payment & Commerce" Observatory. I'm also an occasional lecturer at University of Salerno (e/m-Payment master). I attend and often organise in quality of Chairman and/or Keynote Speaker many events like seminar, workshop, mastercourse, organized in collaboration with the main sector companies, such as: IIR Istituto Internazionale di Ricerca, Osservatori Digital Innovations, Business International, ABI Formazione, Innovability. I'm an influential Italian opinion leader on e/m-Payment business topics. I'm also columnist for Italian magazines focused on new payment/retail payment business ( AziendaBanca, Bancamatica, AltroConsumo, CorCom, ...) and scientific writer for SoM School of Management Politecnico Milano (Digital Innovation Observatory). In March 2008, I created and launched CloseToPay (www.closetopay.com) the first Italian blog fully committed on the e/m-Payments knowledge transfer, pursuing the goal to bridge the gap between user and providers of Electronic Payment Services. In July 2013, with ICT&Strategy, the most innovative Italian media company in the B2B market, I conceived and launched PagamentiDigitali.it (www.pagamentidigitali.it), a virtual space of updated news and debates among independent analysts and experts, letting users understand the various issues concerning Italian online payment market . For PagamentiDigitali.it I'm the editor-in-chief.

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